4120 Applegate Ct #1SuitlandMD20746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4120 Applegate Ct #1, Suitland, MD, 20746 in Suitland speaks for itself: 11.63% gross on a $274,400 price, generating $2,660/mo in rent and $954/mo in net income after the $1,234/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,445 stacks alongside $75,812 in projected five-year appreciation and $2,527/yr in principal reduction. Projected total cumulative return: $165,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.5% |
| Monthly Cash Flow | $954 | $420 |
City averages based on Suitland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,660 |
| Total Monthly Debt Service | $1,597 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices