412 Saint Joseph AveO'FallonMO63366
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in O'Fallon at 412 Saint Joseph Ave, O'Fallon, MO, 63366 uses $82,875 cash to close to unlock $6,104/yr annual cash flow and $509/mo monthly cash flow. Total monthly income runs $2,066/mo, and a $1,224/mo payment keeps the spread at $509/mo. Purchase price stands at $250,000, and rental yield measures 9.92% with $2,066/mo rent. Return on cash invested shows 27.27% in year one, and 5% annual appreciation builds toward $69,070 over five years. Five-year ROI reaches 142.4% and total cumulative return in cash records $118,018. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,066/mo property income covering a $1,224/mo payment rather than investor’s personal income.
Single Family
Built in 1959
8,990 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63366, O Fallon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,428 (100%) |
| Owner Occupied HU | 16,734 (78.1%) |
| Renter Occupied HU | 4,082 (19.0%) |
| Vacant Housing Units | 612 ( 2.9%) |
| Median Home Value | $323,320 |
| Average Home Value | $344,502 |
Housing Distribution
Address Breakdown
Residential
21,098
Single Family
19,910
Multi-Family
1,188
Businesses
1,389
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