4119 White RivDecaturAL35603








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Decatur at 4119 White Riv, Decatur, AL, 35603 listed at $233,800 pairs $1,440/mo rent with a $1,144/mo payment to leave $121/mo cash flow. Total monthly income runs $1,440/mo, and annual cash flow reaches $1,448/yr on $77,505 cash to close. Return on cash invested measures 21.78% in year one, and rental yield registers 7.39% at a $233,800 basis. Equity gained on principal adds $1,509/yr, and annual property appreciation at 5% supports $64,595 by year five. Five-year ROI tracks 112.16% and total cumulative return in cash totals $86,928. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,440/mo property income relative to a $1,144/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,772 (100%) |
| Owner Occupied HU | 9,786 (66.2%) |
| Renter Occupied HU | 4,228 (28.6%) |
| Vacant Housing Units | 758 ( 5.1%) |
| Median Home Value | $258,997 |
| Average Home Value | $295,900 |
Housing Distribution
Address Breakdown
Residential
14,489
Single Family
13,004
Multi-Family
1,485
Businesses
624
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