4118 Ray DrMontgomeryAL36109
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Montgomery at 4118 Ray Dr, Montgomery, AL, 36109 uses $65,803 cash to close to unlock $7,345/yr annual cash flow and $612/mo monthly cash flow. Total monthly income runs $1,733/mo, and a $972/mo payment keeps the spread at $612/mo. Purchase price stands at $198,500, and rental yield measures 10.48% with $1,733/mo rent. Return on cash invested shows 31.07% in year one, and 5% annual appreciation builds toward $54,842 over five years. Five-year ROI reaches 162.06% and total cumulative return in cash records $106,637. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,733/mo property income covering a $972/mo payment rather than investor’s personal income.
Single Family
Built in 1986
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36109, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,022 (100%) |
| Owner Occupied HU | 6,978 (63.3%) |
| Renter Occupied HU | 3,255 (29.5%) |
| Vacant Housing Units | 789 ( 7.2%) |
| Median Home Value | $154,173 |
| Average Home Value | $182,479 |
Housing Distribution
Address Breakdown
Residential
10,699
Single Family
10,450
Multi-Family
249
Businesses
765
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Listed by: Kati Douglas • Pinnacle Group at KW Montg.
Mls Name: MAAR
Mls ID: #576158