4117 McClay RdSaint CharlesMO63304








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Charles at 4117 McClay Rd, Saint Charles, MO, 63304 offers a 11.5% rental yield on a $229,990 purchase with $2,204/mo rent. Total monthly income registers $2,204/mo, and a $1,126/mo payment leaves $771/mo available for distribution. Annual cash flow reaches $9,256/yr on $76,242 to close, and return on cash invested stands at 32.05% in year one. Equity gained on principal adds $1,484/yr while 5% annual appreciation supports $63,542 over five years. Portfolio math shows five-year ROI at 168.04% and total cumulative return in cash at $128,116. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,204/mo property income against a $1,126/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
9,439 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63304, Saint Charles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,153 (100%) |
| Owner Occupied HU | 14,356 (83.7%) |
| Renter Occupied HU | 2,290 (13.4%) |
| Vacant Housing Units | 507 ( 3.0%) |
| Median Home Value | $364,905 |
| Average Home Value | $408,403 |
Housing Distribution
Address Breakdown
Residential
16,807
Single Family
16,028
Multi-Family
779
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Haso Muhamedbegovic • Keller Williams Chesterfield
Mls Name: MARIS
Mls Provider:
Mls ID: #25014498
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#197)








