4117 Charlotte StKansas CityMO64110
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4117 Charlotte St, Kansas City, MO, 64110 in Kansas City is priced for appreciation, not yield. Rental yield 5.23%. At $515,000 with a 5.23% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $142,285 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.97) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $133,341.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(964) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,243 |
| Total Monthly Debt Service | $3,002 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1935
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64110, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,977 (100%) |
| Owner Occupied HU | 3,431 (43.0%) |
| Renter Occupied HU | 3,422 (42.9%) |
| Vacant Housing Units | 1,124 (14.1%) |
| Median Home Value | $268,616 |
| Average Home Value | $284,161 |
Housing Distribution
Address Breakdown
Residential
7,302
Single Family
6,074
Multi-Family
1,228
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1935
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64110, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,977 (100%) |
| Owner Occupied HU | 3,431 (43.0%) |
| Renter Occupied HU | 3,422 (42.9%) |
| Vacant Housing Units | 1,124 (14.1%) |
| Median Home Value | $268,616 |
| Average Home Value | $284,161 |
Housing Distribution
Address Breakdown
Residential
7,302
Single Family
6,074
Multi-Family
1,228
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alex Olson • Legendary Apartment Brokers
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2585108