4115 White Riv, Decatur, AL, 35603 | $896/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Decatur at 4115 White Riv, Decatur, AL, 35603 earns $896/mo cash flow from $2,160/mo rent with a $1,096/mo payment. Total monthly income totals $2,160/mo, and annual cash flow totals $10,753/yr on $74,226 capital. ROI tracks 34.4% on current figures, and rental yield reads 11.58% at a $223,910 purchase. Equity gained on principal adds $1,445/yr, and 5% annual appreciation supports $61,862 over five years. Five-year ROI reaches 179.89% and total cumulative return in cash sums $133,527. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,160/mo property income instead of your personal income.

Single Family

Built in N/A

4,356 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,772 (100%)
Owner Occupied HU	9,786 (66.2%)
Renter Occupied HU	4,228 (28.6%)
Vacant Housing Units	758 ( 5.1%)
Median Home Value	$258,997
Average Home Value	$295,900