4115 Loyola AveNew OrleansLA70115
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4115 Loyola Ave, New Orleans, LA, 70115 in New Orleans. Priced at $539,000, it generates $5,279/mo in gross rent and $1,940/mo in net monthly cash flow, a 11.75% yield that comfortably supports the 2.18 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $23,280. Five-year appreciation: $148,916. Equity from principal paydown: $4,964/yr. Total projected cumulative return: $329,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 5.2% |
| Monthly Cash Flow | $1,940 | $850 |
City averages based on New Orleans market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,279 |
| Total Monthly Debt Service | $3,124 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
2,560 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
2,560 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Burke • KELLER WILLIAMS REALTY 455-0100
Mls Name: GSREIN
Mls ID: #2533792