4115 7th AveTemplePA19560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4115 7th Ave, Temple, PA, 19560 in Temple hard to pass up. The 15.57% gross yield on a $232,500 purchase results in $3,017/mo in rent and $1,449/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.89). Annual cash flow of $17,391, five-year appreciation of $64,235, and $2,141/yr in equity build-up combine for a projected total cumulative return of $182,055.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 6.2% |
| Monthly Cash Flow | $1,449 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,017 |
| Total Monthly Debt Service | $1,475 |
| DSCR Ratio | 2.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19560, Temple, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,587 (100%) |
| Owner Occupied HU | 2,663 (74.2%) |
| Renter Occupied HU | 795 (22.2%) |
| Vacant Housing Units | 129 ( 3.6%) |
| Median Home Value | $245,434 |
| Average Home Value | $286,825 |
Housing Distribution
Address Breakdown
Residential
3,709
Single Family
3,649
Multi-Family
60
Businesses
281
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices