411 S Westgate DrPeotoneIL60468
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 411 S Westgate Dr, Peotone, IL, 60468 in Peotone deserves attention. This $414,990 property earns $4,032/mo in rent, a 11.66% gross yield, and nets $1,154/mo after the $1,866/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $114,654 compounds alongside $3,822/yr in yearly equity build, for a total cumulative return of $232,944.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $1,154 | $300 |
City averages based on Peotone market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,032 |
| Total Monthly Debt Service | $2,713 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60468, Peotone, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,470 (100%) |
| Owner Occupied HU | 1,819 (73.6%) |
| Renter Occupied HU | 531 (21.5%) |
| Vacant Housing Units | 120 ( 4.9%) |
| Median Home Value | $340,583 |
| Average Home Value | $401,215 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,006
Multi-Family
156
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60468, Peotone, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,470 (100%) |
| Owner Occupied HU | 1,819 (73.6%) |
| Renter Occupied HU | 531 (21.5%) |
| Vacant Housing Units | 120 ( 4.9%) |
| Median Home Value | $340,583 |
| Average Home Value | $401,215 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,006
Multi-Family
156
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
