411 N Spruce StTownsendMT59644
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Townsend at 411 N Spruce St, Townsend, MT, 59644 offers a 11.96% rental yield on a $197,000 purchase with $1,963/mo rent. Total monthly income registers $1,963/mo, and a $964/mo payment leaves $812/mo available for distribution. Annual cash flow reaches $9,742/yr on $65,306 to close, and return on cash invested stands at 34.83% in year one. Equity gained on principal adds $1,271/yr while 5% annual appreciation supports $54,427 over five years. Portfolio math shows five-year ROI at 182.4% and total cumulative return in cash at $119,114. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,963/mo property income against a $964/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
8,537 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59644, Townsend, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,220 (100%) |
| Owner Occupied HU | 1,529 (68.9%) |
| Renter Occupied HU | 461 (20.8%) |
| Vacant Housing Units | 230 (10.4%) |
| Median Home Value | $457,879 |
| Average Home Value | $495,476 |
Housing Distribution
Address Breakdown
Residential
1,904
Single Family
1,904
Multi-Family
0
Businesses
242
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