411 Holloway StPomariaSC29126
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 411 Holloway St, Pomaria, SC, 29126 in Pomaria is capital appreciation. Rental yield 3.99%. The 3.99% gross yield at $695,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $192,016 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.74) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $145,204.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.2% |
| Monthly Cash Flow | $(1,828) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,309 |
| Total Monthly Debt Service | $3,861 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1821
5.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29126, Pomaria, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,127 (100%) |
| Owner Occupied HU | 884 (78.4%) |
| Renter Occupied HU | 87 ( 7.7%) |
| Vacant Housing Units | 156 (13.8%) |
| Median Home Value | $231,496 |
| Average Home Value | $301,092 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,122
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1821
5.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29126, Pomaria, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,127 (100%) |
| Owner Occupied HU | 884 (78.4%) |
| Renter Occupied HU | 87 ( 7.7%) |
| Vacant Housing Units | 156 (13.8%) |
| Median Home Value | $231,496 |
| Average Home Value | $301,092 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,122
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vicki A Brooks • Vicki Brooks Properties
Mls Name: Consolidated MLS
Mls Provider:
Mls ID: #609482
Disclaimer: IDX listing data provided courtesy of Consolidated MLS - Columbia, SC