410A W Cloud DrSiloam SpringsAR72761
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Siloam Springs rental at 410A W Cloud Dr, Siloam Springs, AR, 72761 sits in the solid-income band: 10.13% gross yield, $1,680/mo rent, $483/mo net after the $895/mo debt service, DSCR 1.88. Entry price of $199,050 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $54,994 and $1,833/yr in principal reduction bring total cumulative return to $106,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.2% |
| Monthly Cash Flow | $483 | $450 |
City averages based on Siloam Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,117 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72761, Siloam Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,952 (59.4%) |
| Renter Occupied HU | 3,437 (34.3%) |
| Vacant Housing Units | 632 ( 6.3%) |
| Median Home Value | $298,425 |
| Average Home Value | $423,917 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
9,366
Multi-Family
386
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72761, Siloam Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,952 (59.4%) |
| Renter Occupied HU | 3,437 (34.3%) |
| Vacant Housing Units | 632 ( 6.3%) |
| Median Home Value | $298,425 |
| Average Home Value | $423,917 |
Housing Distribution
Address Breakdown
Residential
9,752
Single Family
9,366
Multi-Family
386
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ArkansasOne MLS
Mls ID: #1338687