4109 Wrights Landing RdNobleLA71462
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.31% gross rental yield, 4109 Wrights Landing Rd, Noble, LA, 71462 in Noble is priced for capital growth, not immediate cash flow. The $285,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $78,989 by year five, with $2,633/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.61) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $45,306.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(981) | $250 |
City averages based on Noble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $790 |
| Total Monthly Debt Service | $1,657 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71462, Noble, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,015 (100%) |
| Owner Occupied HU | 583 (57.4%) |
| Renter Occupied HU | 102 (10.0%) |
| Vacant Housing Units | 330 (32.5%) |
| Median Home Value | $109,491 |
| Average Home Value | $175,485 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
695
Multi-Family
5
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
1.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71462, Noble, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,015 (100%) |
| Owner Occupied HU | 583 (57.4%) |
| Renter Occupied HU | 102 (10.0%) |
| Vacant Housing Units | 330 (32.5%) |
| Median Home Value | $109,491 |
| Average Home Value | $175,485 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
695
Multi-Family
5
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices