4108 Whisper Point, Schertz, TX, 78108 | $293/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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4108 Whisper Point, Schertz, TX, 78108 | $293/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Schertz at 4108 Whisper Point, Schertz, TX, 78108 priced at $255,000 pairs $2,106/mo rent with $293/mo cash flow after a $1,248/mo payment. Total monthly income equals $2,106/mo, and annual cash flow comes to $3,513/yr on $84,533 invested. Return on cash invested is 24.06% in year one, and rental yield stands at 9.91% on a $255,000 basis. Equity gained on principal adds $1,645/yr, and 5% annual appreciation accumulates to $70,452 by year five. Five-year ROI measures 126.35% and total cumulative return in cash reaches $106,808. For financing, Ziffy Mortgage’s DSCR program evaluates $2,106/mo property income against a $1,248/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2005

5,662 sqft lot

$N/A/sqft

No HOA

More details about the property

Adorable single-story home with mature trees. Vinyl "wood" flooring throughout with combination of tile for easy clean up and a cozy warm feel. The living room showcases built in shelves and fan and opens to back yard. The kitchen offers sleek black annd stainless steel appliances with a built-in microwave, smooth top range, and an upgraded pantry door. The cute breakfast nook off the kitchen has a bay window. The laundry room is located off the Kitchen and also gives access to the HVAC system. The primary bedroom has a walk-in closet, vaulted ceiling with fan, and an 1-suite bathroom with double vanity, garden tub, and a separate shower. Covered patio in backyard perfect for relaxing at the end of a long day. There is a two-car garage ith an opener and electric water heater. Two refrigerators are included, one in the garage and a nice double door with pull out freezer in the kitchen. The home also includes a washer and dryer. This clean home is ready for its new owners to easily move in and begin to enjoy their new home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,612 (100%)
Owner Occupied HU	13,921 (79.0%)
Renter Occupied HU	2,827 (16.1%)
Vacant Housing Units	864 ( 4.9%)
Median Home Value	$350,025
Average Home Value	$376,748