4108 Emerson Ave UNIT 5University ParkTX75205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4108 Emerson Ave UNIT 5, University Park, TX, 75205 in University Park. At $975,000 it earns $7,638/mo in rent and distributes $499/mo to the owner after the $4,384/mo payment, a consistent 9.4% yield. DSCR 1.74 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $269,375 in value; $8,980/yr in principal paydown compounds ownership stake. Total projected return: $406,601.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $499 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,638 |
| Total Monthly Debt Service | $6,751 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2013
0.64 Acres lot
$N/A/sqft
$206 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75205, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,792 (100%) |
| Owner Occupied HU | 5,698 (48.3%) |
| Renter Occupied HU | 4,951 (42.0%) |
| Vacant Housing Units | 1,143 ( 9.7%) |
| Median Home Value | $1,395,608 |
| Average Home Value | $1,439,971 |
Housing Distribution
Address Breakdown
Residential
11,527
Single Family
6,399
Multi-Family
5,128
Businesses
843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2013
0.64 Acres lot
$N/A/sqft
$206 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75205, Dallas, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,792 (100%) |
| Owner Occupied HU | 5,698 (48.3%) |
| Renter Occupied HU | 4,951 (42.0%) |
| Vacant Housing Units | 1,143 ( 9.7%) |
| Median Home Value | $1,395,608 |
| Average Home Value | $1,439,971 |
Housing Distribution
Address Breakdown
Residential
11,527
Single Family
6,399
Multi-Family
5,128
Businesses
843
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luis Oseguera • Briggs Freeman Sotheby's Int'l
Mls Name: NTREIS
Mls ID: #20796537
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.