4106 Highway 98 EPt Saint JoeFL32456








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,920/mo, and a $3,715/mo payment. Purchase price stands at $759,000, and rental yield measures 3.04% with $1,920/mo rent. Return on cash invested shows 4.6% in year one, and 5% annual appreciation builds toward $209,698 over five years. Five-year ROI reaches 21.5% and total cumulative return in cash records $53,687. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,920/mo property income covering a $3,715/mo payment rather than investor’s personal income.
Single Family
Built in 2023
1,800 sqft lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32456, Port Saint Joe, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,898 (100%) |
| Owner Occupied HU | 3,107 (45.0%) |
| Renter Occupied HU | 755 (10.9%) |
| Vacant Housing Units | 3,036 (44.0%) |
| Median Home Value | $381,495 |
| Average Home Value | $519,804 |
Housing Distribution
Address Breakdown
Residential
4,651
Single Family
4,470
Multi-Family
181
Businesses
390
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Listed by: Eliseo Duarte • Coastal Realty Group-CSB South
Mls Name: Forgotten Coast Realtor Association
Mls Provider:
Mls ID: #323935
Disclaimer: Property information provided by the FCRA MLS a service of the Forgotten Coast REALTOR Association. IDX information is provided exclusively for consumers personal, non-commercial use, and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.








