4105 38th StBrentwoodMD20722
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4105 38th St, Brentwood, MD, 20722 in Brentwood is a solid income-producing rental, 9.39% gross yield, $2,543/mo rent, $521/mo net cash flow on a $325,000 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $89,792 and $2,993/yr in principal reduction project a total cumulative return of $156,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $521 | $1,200 |
City averages based on Brentwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,543 |
| Total Monthly Debt Service | $1,892 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1937
4,905 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1937
4,905 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices