4104 ORANGE AVENUE SEHighland CityFL33846
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 4104 ORANGE AVENUE SE, Highland City, FL, 33846 in Highland City is straightforward: $244,900 in, $1,924/mo in rent, $298/mo out after debt service. The 9.43% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $67,661 by year five. With $2,256/yr in principal equity, the total cumulative return is projected at $112,603.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $298 | $300 |
City averages based on Highland City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,924 |
| Total Monthly Debt Service | $1,528 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
9,396 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33846, Highland City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 258 (100%) |
| Owner Occupied HU | 141 (54.7%) |
| Renter Occupied HU | 83 (32.2%) |
| Vacant Housing Units | 34 (13.2%) |
| Median Home Value | $214,423 |
| Average Home Value | $265,301 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
9,396 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33846, Highland City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 258 (100%) |
| Owner Occupied HU | 141 (54.7%) |
| Renter Occupied HU | 83 (32.2%) |
| Vacant Housing Units | 34 (13.2%) |
| Median Home Value | $214,423 |
| Average Home Value | $265,301 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #O6433826