4104 Oakdale DriveAydenNC28513
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4104 Oakdale Drive, Ayden, NC, 28513 in Ayden earns its strong cash-flow label: 10.91% yield, $3,138/mo rent, $1,035/mo net income, DSCR 2.02. The $345,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $95,317 by year five. Combined with $3,177/yr in principal paydown, total projected return reaches $197,325.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $1,035 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,138 |
| Total Monthly Debt Service | $1,965 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28513, Ayden, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,242 (100%) |
| Owner Occupied HU | 2,989 (57.0%) |
| Renter Occupied HU | 1,613 (30.8%) |
| Vacant Housing Units | 640 (12.2%) |
| Median Home Value | $230,978 |
| Average Home Value | $266,618 |
Housing Distribution
Address Breakdown
Residential
4,968
Single Family
4,803
Multi-Family
165
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28513, Ayden, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,242 (100%) |
| Owner Occupied HU | 2,989 (57.0%) |
| Renter Occupied HU | 1,613 (30.8%) |
| Vacant Housing Units | 640 (12.2%) |
| Median Home Value | $230,978 |
| Average Home Value | $266,618 |
Housing Distribution
Address Breakdown
Residential
4,968
Single Family
4,803
Multi-Family
165
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Hive MLS
Mls ID: #100567124