4100 Forest Park Ave APT 522Saint LouisMO63110
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 4100 Forest Park Ave APT 522, Saint Louis, MO, 63110 in Saint Louis achieves 1.82, rent of $1,883/mo covers the $1,032/mo payment 1.5x over at $229,500. Rental yield 9.84%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $63,407 over five years, with $2,114/yr in principal reduction bringing total projected return to $75,998.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.8% |
| Monthly Cash Flow | $(218) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,883 |
| Total Monthly Debt Service | $2,010 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1913
N/A lot
$N/A/sqft
$603 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1913
N/A lot
$N/A/sqft
$603 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robin Halterman • Dielmann Sotheby's Intl Realty
Mls Name: MARIS
Mls Provider:
Mls ID: #24046950
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