4100 Clara StCudahyCA90201
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Cudahy rental at 4100 Clara St, Cudahy, CA, 90201 sits in the solid-income band: 7.78% gross yield, $5,540/mo rent, $251/mo net after the $3,845/mo debt service, DSCR 1.44. Entry price of $855,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $236,221 and $7,875/yr in principal reduction bring total cumulative return to $340,316.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $251 | $1,200 |
City averages based on Cudahy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,540 |
| Total Monthly Debt Service | $4,949 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
9,428 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90201, Bell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,318 (100%) |
| Owner Occupied HU | 5,946 (23.5%) |
| Renter Occupied HU | 18,749 (74.1%) |
| Vacant Housing Units | 623 ( 2.5%) |
| Median Home Value | $625,427 |
| Average Home Value | $651,664 |
Housing Distribution
Address Breakdown
Residential
24,730
Single Family
18,851
Multi-Family
5,879
Businesses
1,817
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
9,428 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90201, Bell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,318 (100%) |
| Owner Occupied HU | 5,946 (23.5%) |
| Renter Occupied HU | 18,749 (74.1%) |
| Vacant Housing Units | 623 ( 2.5%) |
| Median Home Value | $625,427 |
| Average Home Value | $651,664 |
Housing Distribution
Address Breakdown
Residential
24,730
Single Family
18,851
Multi-Family
5,879
Businesses
1,817
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lorena Lomeli • Vision Real Estate
Mls Name: CRMLS
Mls ID: #PW25133618