410 Stephens Farm RdWhitley CityKY42653
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Whitley City at 410 Stephens Farm Rd, Whitley City, KY, 42653 offers $1,332/mo rent that, after a $944/mo payment, leaves $158/mo cash flow. Total monthly income is $1,332/mo, and annual cash flow is $1,898/yr on $63,946 cash. Return on cash invested measures 22.88% in year one, and rental yield stands at 8.29% at a $192,900 entry. Equity gained on principal adds $1,245/yr while 5% annual appreciation compounds into $53,295 by year five. Five-year ROI records 118.71% and total cumulative return in cash reaches $75,911. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,332/mo property income versus a $944/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1972
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42653, Whitley City, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,040 (100%) |
| Owner Occupied HU | 1,212 (59.4%) |
| Renter Occupied HU | 562 (27.5%) |
| Vacant Housing Units | 266 (13.0%) |
| Median Home Value | $105,423 |
| Average Home Value | $130,584 |
Housing Distribution
Address Breakdown
Residential
1,357
Single Family
1,357
Multi-Family
0
Businesses
169
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Listed by: Logan Sandusky • Golden Rule - Wilson Real Estate and Auction #1, LLC
Mls Name: South Central Kentucky AOR
Mls Provider:
Mls ID: #SC46112