410 Pipe Creek Dr, Temple, TX, 76502 | $197/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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410 Pipe Creek Dr, Temple, TX, 76502 | $197/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at 410 Pipe Creek Dr, Temple, TX, 76502 offers $2,154/mo rent that, after a $1,347/mo payment, leaves $197/mo cash flow. Total monthly income is $2,154/mo, and annual cash flow is $2,363/yr on $91,238 cash. Return on cash invested measures 22.5% in year one, and rental yield stands at 9.39% at a $275,229 entry. Equity gained on principal adds $1,776/yr while 5% annual appreciation compounds into $76,041 by year five. Five-year ROI records 117.92% and total cumulative return in cash reaches $107,591. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,154/mo property income versus a $1,347/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

410 Pipe Creek in Temple's Hartrick Ranch community is a standout 3-bedroom, 2-bath home with 1,404 square feet of stylish comfort, perfectly zoned for Academy ISD. The exterior makes a bold first impression with Evergreen Fog siding, white trim and garage door, Austin White Sawn stone accents, and a Craftsman-style entry door in a rich Urbane Bronze. Inside, you'll find warm Cinnamon Walnut vinyl plank flooring, Pecan shaker cabinets, and elegant Terra Sol quartz countertops in the kitchen, paired with a vertical Cloe tile backsplash and brushed nickel Crosby pendant lighting. The primary suite boasts a grand walk-in shower lined with 7" hexagon sand tile and soft biscuit grout, while the secondary bath features 12x12 Fawn wall tile and Dallas White granite counters. Quiet Tan carpet adds comfort to the bedrooms, and LED downlights plus brushed nickel fixtures throughout tie it all together. It's the perfect blend of warmth, function, and style.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680