410 Circle Drive, Torrington, CT, 06790 | $489/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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410 Circle Drive, Torrington, CT, 06790 | $489/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Torrington at 410 Circle Drive, Torrington, CT, 06790 listed at $349,900 pairs $2,867/mo rent with a $1,713/mo payment to leave $489/mo cash flow. Total monthly income runs $2,867/mo, and annual cash flow reaches $5,870/yr on $115,992 cash to close. Return on cash invested measures 24.97% in year one, and rental yield registers 9.83% at a $349,900 basis. Equity gained on principal adds $2,258/yr, and annual property appreciation at 5% supports $96,671 by year five. Five-year ROI tracks 130.8% and total cumulative return in cash totals $151,722. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,867/mo property income relative to a $1,713/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1967

0.36 Acres lot

$N/A/sqft

No HOA

More details about the property

It's a breath of fresh air to walk into this mint condition, one-level Brick home with 3 full bedrooms, 1.5 baths, and gleaming hardwood floors. Updated Kitchen has quartz counter tops and stainless steel appliances. Updated bathrooms. There is a fireplaced Living Room and fireplaced Den in the basement for holiday get-togethers. All windows have been replaced and are thermal paned. 2-car Garage has been recently sealed and in mint condition. There is an additional upper parking lot for easy access with groceries. Choose between the Oil fired baseboard heat or use the 5 mini-split system for heat and central air. Bonus generator transfer switch ready for your generator. Home has been freshly painted inside and out. Nothing to do but move right in. Enjoy your back yard patio facing the wooded landscape.

Neighborhood Data

Neighborhood data shown for ZIP Code: 06790, Torrington, CT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,177 (100%)
Owner Occupied HU	10,221 (59.5%)
Renter Occupied HU	5,550 (32.3%)
Vacant Housing Units	1,406 ( 8.2%)
Median Home Value	$205,021
Average Home Value	$290,346