410 5th StMonettMO65708
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 410 5th St, Monett, MO, 65708 in Monett. At $235,000 it earns $1,846/mo in rent and distributes $382/mo to the owner after the $1,057/mo payment, a consistent 9.42% yield. DSCR 1.75 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $64,926 in value; $2,164/yr in principal paydown compounds ownership stake. Total projected return: $113,756.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $382 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,846 |
| Total Monthly Debt Service | $1,370 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1937
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65708, Monett, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,385 (100%) |
| Owner Occupied HU | 3,248 (60.3%) |
| Renter Occupied HU | 1,663 (30.9%) |
| Vacant Housing Units | 474 ( 8.8%) |
| Median Home Value | $174,818 |
| Average Home Value | $217,014 |
Housing Distribution
Address Breakdown
Residential
4,995
Single Family
4,909
Multi-Family
86
Businesses
499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1937
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65708, Monett, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,385 (100%) |
| Owner Occupied HU | 3,248 (60.3%) |
| Renter Occupied HU | 1,663 (30.9%) |
| Vacant Housing Units | 474 ( 8.8%) |
| Median Home Value | $174,818 |
| Average Home Value | $217,014 |
Housing Distribution
Address Breakdown
Residential
4,995
Single Family
4,909
Multi-Family
86
Businesses
499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Prine • Century 21 Properties Unlimited
Mls Name: Ozark Gateway AOR
Mls Provider:
Mls ID: #252782
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.