








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Smiths Station at 41 Tree Top Hl, Smiths Station, AL, 36877 with 5% annual appreciation on a $475,000 basis while $3,806/mo rent supports operations. Total monthly income totals $3,806/mo and a $2,325/mo payment preserves $1,033/mo for cash returns. Annual cash flow comes to $12,399/yr on $157,463 deployed, and return on cash invested reaches 27.78% in year one. Equity gained on principal adds $3,065/yr, and five-year appreciation sums $131,234 alongside rental yield of 9.62%. Five-year ROI measures 144.62% and total cumulative return in cash totals $227,719.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,806/mo property income versus a $2,325/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2016
0.29 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood data shown for ZIP Code: 36877, Smiths, AL area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,603 (100%) |
| Owner Occupied HU | 3,741 (66.8%) |
| Renter Occupied HU | 1,540 (27.5%) |
| Vacant Housing Units | 322 ( 5.7%) |
| Median Home Value | $289,532 |
| Average Home Value | $326,925 |
Residential
5,334
Single Family
5,052
Multi-Family
282
Businesses
243
Date | Event | Price |
|---|---|---|
| 2025-05-16 | Listed for sale | $475,000 |
| 2021-03-08 | Sold | $344,900 |
| 2021-02-01 | Listed for sale | $344,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-05-19 | $2798.20 | 29.13% | $47,920 | 28.13% |
| 2022-05-19 | $2167.00 | 3.25% | $37,400 | 6.92% |
| 2021-05-19 | $2098.80 | 4.23% | $34,980 | 4.23% |



Listed by: Lesley Williams • Wilson Realty Company
Mls Name: East Alabama BOR
Mls Provider:
Mls ID: #E100945
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.