41 Summit Ave, Fords, NJ, 08863 | 8.18% Rental Yield

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41 Summit Ave, Fords, NJ, 08863 | 8.18% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,556/mo, and a $1,835/mo payment. Purchase price stands at $375,000, and rental yield measures 8.18% with $2,556/mo rent. Return on cash invested shows 18.78% in year one, and 5% annual appreciation builds toward $103,606 over five years. Five-year ROI reaches 98.05% and total cumulative return in cash records $121,887. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,556/mo property income covering a $1,835/mo payment rather than investor’s personal income.

Single Family

Built in 1950

5,000 sqft lot

$N/A/sqft

No HOA

More details about the property

Lovingly maintained by the same owner since the 1980s, this 3-bedroom, 1-bath ranch with a full basement combines decades of care with thoughtful updates that make it truly move-in ready. The roof, windows, fence, water heater, and more have all been replaced. A welcoming front porch sets the tone for this charming home. Inside, the spacious living room is filled with natural light, the eat-in kitchen offers ample cabinetry and stainless steel appliances, and all three bedrooms and the full bath are generously sized. The large basement provides abundant space for storage, a workshop, or future finishing. Out back, a huge screened-in patio expands your living space and opens to a deep, fenced yard with a shed. The long driveway easily accommodates multiple vehicles. Located in the heart of Fords, this home offers the best of Middlesex County living; diverse, close-knit, and just minutes from major highways, shopping, parks, and public transit. Solid and well-kept, 41 Summit is ready for its next chapter.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08863, Fords, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,779 (100%)
Owner Occupied HU	3,208 (67.1%)
Renter Occupied HU	1,399 (29.3%)
Vacant Housing Units	172 ( 3.6%)
Median Home Value	$460,987
Average Home Value	$501,607