41 Spear Lane #17ColchesterVT05446








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,880/mo, and a $2,716/mo payment. Purchase price stands at $555,000, and rental yield measures 6.23% with $2,880/mo rent. Return on cash invested shows 14.72% in year one, and 5% annual appreciation builds toward $153,336 over five years. Five-year ROI reaches 75.64% and total cumulative return in cash records $138,116. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,880/mo property income covering a $2,716/mo payment rather than investor’s personal income.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05446, Colchester, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,960 (100%) |
| Owner Occupied HU | 5,376 (67.5%) |
| Renter Occupied HU | 1,892 (23.8%) |
| Vacant Housing Units | 692 ( 8.7%) |
| Median Home Value | $480,150 |
| Average Home Value | $541,069 |
Housing Distribution
Address Breakdown
Residential
7,427
Single Family
7,273
Multi-Family
154
Businesses
633
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Hank Gintof Jr. • Signature Properties of Vermont
Mls Name: PrimeMLS
Mls ID: #5055982








