41 S Fulton Ave, Baltimore, MD, 21223 | $1,009/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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41 S Fulton Ave, Baltimore, MD, 21223 | $1,009/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 41 S Fulton Ave, Baltimore, MD, 21223 priced at $299,999 converts $2,874/mo rent into $1,009/mo cash flow after a $1,468/mo obligation. Total monthly income equals $2,874/mo, and annual cash flow totals $12,102/yr on $99,450 invested. Return on cash invested prints 32.08% in year one, and rental yield reads 11.5% against a $299,999 entry. Equity gained on principal adds $1,936/yr, while 5% annual appreciation compiles into $82,884 by year five. Five-year ROI reaches 168.16% and total cumulative return in cash sums $167,232. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,874/mo property income covering a $1,468/mo payment, not borrower’s personal income.

Townhouse

Built in 1870

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to 41 S. Fulton Street a fully renovated Baltimore City rowhome offering style, comfort, and value in a community on the rise. This spacious residence features 2 bedrooms, 2 full baths, and 1 half bath, all updated with modern finishes and thoughtful design. Step inside to bright, open living spaces and a modern kitchen featuring custom cabinetry, quartz countertops, and brand-new stainless steel appliances. Every major system has been upgraded for peace of mind including the roof, HVAC, water heater, and electrical. Located in a neighborhood undergoing active revitalization, this property presents an opportunity to be part of the community's growth from the outset. The home is grant-eligible and qualifies for multiple Baltimore City homeownership programs, including down payment and closing cost assistance for qualified first-time buyers. Move-in ready, energy-efficient, and beautifully designed this home blends historic charm with contemporary comfort for todays homeowner.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21223, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,976 (100%)
Owner Occupied HU	2,644 (24.1%)
Renter Occupied HU	5,226 (47.6%)
Vacant Housing Units	3,106 (28.3%)
Median Home Value	$133,065
Average Home Value	$205,327