41 Payton Hollow RdCub RunKY42729
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 41 Payton Hollow Rd, Cub Run, KY, 42729 in Cub Run. At $259,000 it earns $1,966/mo in rent and distributes $389/mo to the owner after the $1,165/mo payment, a consistent 9.11% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $71,557 in value; $2,385/yr in principal paydown compounds ownership stake. Total projected return: $123,185.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $389 | $250 |
City averages based on Cub Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,966 |
| Total Monthly Debt Service | $1,473 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices