41 N Dover St, Pentwater, MI, 49449 | 3.78% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,334/mo, and a $2,075/mo payment. Purchase price stands at $424,000, and rental yield measures 3.78% with $1,334/mo rent. Return on cash invested shows 7.43% in year one, and 5% annual appreciation builds toward $117,143 over five years. Five-year ROI reaches 36.47% and total cumulative return in cash records $51,267. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,334/mo property income covering a $2,075/mo payment rather than investor’s personal income.

Single Family

Built in 1871

8,276 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49449, Pentwater, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,698 (100%)
Owner Occupied HU	1,193 (44.2%)
Renter Occupied HU	132 ( 4.9%)
Vacant Housing Units	1,373 (50.9%)
Median Home Value	$310,494
Average Home Value	$372,414