41 Harneywold DrSaint LouisMO63136
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 41 Harneywold Dr, Saint Louis, MO, 63136 in Saint Louis earns a 9.43% gross yield at $192,000. Rent of $1,509/mo nets $313/mo after the $863/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $53,046 and $1,768/yr in equity accumulation project a total cumulative return of $93,012.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $313 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,509 |
| Total Monthly Debt Service | $1,119 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff J Uren • Worth Clark Realty
Mls Name: MARIS
Mls ID: #26005616