41 Greenwich StRoxburyMA02120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 41 Greenwich St, Roxbury, MA, 02120 in Roxbury: $7,945/mo in rent, $2,279/mo net, 10.61% gross yield, all on a $899,000 acquisition. The 1.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $248,377 in value, and $7,536/yr in principal paydown steadily builds equity. Projected total cumulative return: $471,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.0% |
| Monthly Cash Flow | $2,279 | $350 |
City averages based on Roxbury market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,945 |
| Total Monthly Debt Service | $5,528 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
641 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02120, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,439 (100%) |
| Owner Occupied HU | 763 (10.3%) |
| Renter Occupied HU | 5,882 (79.1%) |
| Vacant Housing Units | 794 (10.7%) |
| Median Home Value | $789,195 |
| Average Home Value | $929,920 |
Housing Distribution
Address Breakdown
Residential
5,760
Single Family
1,940
Multi-Family
3,820
Businesses
221
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73564730
