41 County Road 469CollinsvilleAL35961
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Collinsville rentals match the income profile of 41 County Road 469, Collinsville, AL, 35961. Listed at $315,000, gross rent is $2,642/mo and net cash flow is $864/mo, a 10.07% yield well above national averages. DSCR 1.87 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $87,029 by year five with $2,901/yr in annual principal reduction, projecting $174,322 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $864 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,642 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35961, Collinsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,589 (100%) |
| Owner Occupied HU | 1,613 (62.3%) |
| Renter Occupied HU | 620 (23.9%) |
| Vacant Housing Units | 356 (13.8%) |
| Median Home Value | $159,182 |
| Average Home Value | $218,946 |
Housing Distribution
Address Breakdown
Residential
2,006
Single Family
1,970
Multi-Family
36
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35961, Collinsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,589 (100%) |
| Owner Occupied HU | 1,613 (62.3%) |
| Renter Occupied HU | 620 (23.9%) |
| Vacant Housing Units | 356 (13.8%) |
| Median Home Value | $159,182 |
| Average Home Value | $218,946 |
Housing Distribution
Address Breakdown
Residential
2,006
Single Family
1,970
Multi-Family
36
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Fox • Sweet Home Alabama Real Estate
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21873106
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS