40983 Prospect Farm LnLovettsvilleVA20180








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lovettsville at 40983 Prospect Farm Ln, Lovettsville, VA, 20180 uses $327,355 cash to close to unlock $6,433/yr annual cash flow and $536/mo monthly cash flow. Total monthly income runs $6,484/mo, and a $4,870/mo payment keeps the spread at $536/mo. Purchase price stands at $995,000, and rental yield measures 7.82% with $6,484/mo rent. Return on cash invested shows 22.03% in year one, and 5% annual appreciation builds toward $274,900 over five years. Five-year ROI reaches 113.89% and total cumulative return in cash records $372,822. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,484/mo property income covering a $4,870/mo payment rather than investor’s personal income.
Single Family
Built in 2004
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20180, Lovettsville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,939 (100%) |
| Owner Occupied HU | 2,600 (88.5%) |
| Renter Occupied HU | 242 ( 8.2%) |
| Vacant Housing Units | 97 ( 3.3%) |
| Median Home Value | $777,958 |
| Average Home Value | $869,009 |
Housing Distribution
Address Breakdown
Residential
2,967
Single Family
2,967
Multi-Family
0
Businesses
131
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Listed by: Michelle Baker • Pearson Smith Realty, LLC
Mls Name: Bright MLS
Mls ID: #VALO2106190








