4097 Mobile RdMc CaysvilleGA30555
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4097 Mobile Rd, Mc Caysville, GA, 30555 in Mc Caysville is a solid income-producing rental, 9.74% gross yield, $3,240/mo rent, $812/mo net cash flow on a $399,000 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $110,236 and $3,675/yr in principal reduction project a total cumulative return of $203,369.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 8.0% |
| Monthly Cash Flow | $812 | $300 |
City averages based on Mc Caysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $2,270 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30555, Mc Caysville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 716 (58.0%) |
| Renter Occupied HU | 268 (21.7%) |
| Vacant Housing Units | 251 (20.3%) |
| Median Home Value | $225,789 |
| Average Home Value | $261,603 |
Housing Distribution
Address Breakdown
Residential
889
Single Family
889
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30555, Mc Caysville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 716 (58.0%) |
| Renter Occupied HU | 268 (21.7%) |
| Vacant Housing Units | 251 (20.3%) |
| Median Home Value | $225,789 |
| Average Home Value | $261,603 |
Housing Distribution
Address Breakdown
Residential
889
Single Family
889
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kurstin Shuler • Tru Mountain Realty, LLC
Mls Name: NGBOR
Mls ID: #419458