40954 Canter LnPaeonian SpringsVA20129
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Paeonian Springs at 40954 Canter Ln, Paeonian Springs, VA, 20129 projects strong ROI of 7.2%. Rental yield 2.81%. With 5% annual appreciation, the property builds $870,287 in value over five years. Equity growth combined delivers a projected five-year ROI of 51.07%, translating into $454,454 in total cumulative return on $889,875 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.2% |
| Monthly Cash Flow | $(11,454) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,376 |
| Total Monthly Debt Service | $17,577 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
21.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20129, Paeonian Springs, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 221 (100%) |
| Owner Occupied HU | 196 (88.7%) |
| Renter Occupied HU | 11 ( 5.0%) |
| Vacant Housing Units | 14 ( 6.3%) |
| Median Home Value | $1,134,921 |
| Average Home Value | $1,236,607 |
Housing Distribution
Address Breakdown
Residential
246
Single Family
246
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
21.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20129, Paeonian Springs, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 221 (100%) |
| Owner Occupied HU | 196 (88.7%) |
| Renter Occupied HU | 11 ( 5.0%) |
| Vacant Housing Units | 14 ( 6.3%) |
| Median Home Value | $1,134,921 |
| Average Home Value | $1,236,607 |
Housing Distribution
Address Breakdown
Residential
246
Single Family
246
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Thompson • Hunt Country Sotheby's International Realty
Mls Name: Bright MLS
Mls ID: #VALO2105746