409 Stone RdBrookvillePA15825
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 409 Stone Rd, Brookville, PA, 15825 in Brookville is narrow, $21/mo net on $2,117/mo rent after the $1,438/mo debt service, but the property operates at break-even-plus, not a loss. At $319,900 with a 7.94% yield, the long-run equity case via 5% appreciation ($88,382 over five years) and $2,946/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.47 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $123,191.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $21 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,117 |
| Total Monthly Debt Service | $1,969 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15825, Brookville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,763 (100%) |
| Owner Occupied HU | 3,014 (63.3%) |
| Renter Occupied HU | 1,028 (21.6%) |
| Vacant Housing Units | 721 (15.1%) |
| Median Home Value | $159,632 |
| Average Home Value | $191,671 |
Housing Distribution
Address Breakdown
Residential
4,150
Single Family
3,956
Multi-Family
194
Businesses
469
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15825, Brookville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,763 (100%) |
| Owner Occupied HU | 3,014 (63.3%) |
| Renter Occupied HU | 1,028 (21.6%) |
| Vacant Housing Units | 721 (15.1%) |
| Median Home Value | $159,632 |
| Average Home Value | $191,671 |
Housing Distribution
Address Breakdown
Residential
4,150
Single Family
3,956
Multi-Family
194
Businesses
469
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy H. Douglass • EXP Realty
Mls Name: Clearfield Jefferson AOR
Mls ID: #01-11185