409 Saddle, Cibolo, TX, 78108 | $273/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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409 Saddle, Cibolo, TX, 78108 | $273/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Cibolo at 409 Saddle, Cibolo, TX, 78108 priced at $359,777 pairs $2,831/mo rent with $273/mo cash flow after a $1,761/mo payment. Total monthly income equals $2,831/mo, and annual cash flow comes to $3,270/yr on $119,266 invested. Return on cash invested is 22.65% in year one, and rental yield stands at 9.44% on a $359,777 basis. Equity gained on principal adds $2,322/yr, and 5% annual appreciation accumulates to $99,400 by year five. Five-year ROI measures 118.78% and total cumulative return in cash reaches $141,659. For financing, Ziffy Mortgage’s DSCR program evaluates $2,831/mo property income against a $1,761/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2020

8,276 sqft lot

$N/A/sqft

No HOA

More details about the property

An absolute GEM!!! Tucked away in a friendly cul-de-sac, this warm and inviting two-story home offers plenty of room for the whole family with 2,642 sq. ft., two primary bedrooms, and 3.5 baths. From the moment you walk in, you'll feel right at home with the open layout that flows beautifully from the living room to the kitchen-perfect for family dinners, game nights, and everyday living. The rare dual primary suites make this home ideal for multi-generational living, a private guest space, or simply giving everyone the comfort they deserve. Upstairs, you'll find generous bedrooms with space to grow, play, and relax. But the real highlight? The large backyard-ready for BBQs, kids' adventures, pets to run, or evenings spent under the stars.With its cul-de-sac location, spacious design, and welcoming feel, this home is made for creating lasting family memories. Please verify all measurements. Use Preferred Lender for one percent lender credit. Ask about our HOMES for HEROES Savings- Zennia Galvan. Seller Concessions are negotiable!!

Neighborhood Data

Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,612 (100%)
Owner Occupied HU	13,921 (79.0%)
Renter Occupied HU	2,827 (16.1%)
Vacant Housing Units	864 ( 4.9%)
Median Home Value	$350,025
Average Home Value	$376,748