409 S Walnut StVersaillesMO65084
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 409 S Walnut St, Versailles, MO, 65084 in Versailles fits: $192,000, 5.05% gross yield, and a projected 5% annual appreciation rate adding $53,046 in value within five years. Rental yield 5.05%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.94) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $1,768/yr in principal paydown and $53,046 in appreciation project a total return of $47,904.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.2% |
| Monthly Cash Flow | $(388) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $808 |
| Total Monthly Debt Service | $1,119 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65084, Versailles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,364 (100%) |
| Owner Occupied HU | 2,075 (61.7%) |
| Renter Occupied HU | 731 (21.7%) |
| Vacant Housing Units | 558 (16.6%) |
| Median Home Value | $198,355 |
| Average Home Value | $290,663 |
Housing Distribution
Address Breakdown
Residential
3,017
Single Family
3,011
Multi-Family
6
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65084, Versailles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,364 (100%) |
| Owner Occupied HU | 2,075 (61.7%) |
| Renter Occupied HU | 731 (21.7%) |
| Vacant Housing Units | 558 (16.6%) |
| Median Home Value | $198,355 |
| Average Home Value | $290,663 |
Housing Distribution
Address Breakdown
Residential
3,017
Single Family
3,011
Multi-Family
6
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MARR / ELLIOTT & ASSOCIATES MARR, SOPHIA • RE/MAX Lake of the Ozarks
Mls Name: LOBR
Mls Provider:
Mls ID: #3576005
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.