409 E Cypress StCharlestonMO63834



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 409 E Cypress St, Charleston, MO, 63834 in Charleston fits: $250,000, 0% gross yield, and a projected 5% annual appreciation rate adding $69,070 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1910
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63834, Charleston, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,224 (100%) |
| Owner Occupied HU | 1,224 (55.0%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 234 (10.5%) |
| Median Home Value | $110,253 |
| Average Home Value | $128,092 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,121
Multi-Family
0
Businesses
261



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No similar rental properties found nearby.
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1910
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63834, Charleston, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,224 (100%) |
| Owner Occupied HU | 1,224 (55.0%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 234 (10.5%) |
| Median Home Value | $110,253 |
| Average Home Value | $128,092 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,121
Multi-Family
0
Businesses
261
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Jacque L Kirby • Silverthorn Realty, LLC
Mls Name: MARIS
Mls ID: #25073445




