409 Cottonwood DrModestoCA95356








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Modesto at 409 Cottonwood Dr, Modesto, CA, 95356 offers a 7.68% rental yield on a $749,000 purchase with $4,793/mo rent. Total monthly income registers $4,793/mo, and a $3,666/mo payment leaves $1/mo available for distribution. Annual cash flow reaches $12/yr on $246,421 to close, and return on cash invested stands at 20.07% in year one. Equity gained on principal adds $4,833/yr while 5% annual appreciation supports $206,935 over five years. Portfolio math shows five-year ROI at 103.94% and total cumulative return in cash at $256,120. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,793/mo property income against a $3,666/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1986
9,701 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95356, Modesto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,484 (100%) |
| Owner Occupied HU | 7,947 (58.9%) |
| Renter Occupied HU | 5,073 (37.6%) |
| Vacant Housing Units | 464 ( 3.4%) |
| Median Home Value | $543,050 |
| Average Home Value | $611,001 |
Housing Distribution
Address Breakdown
Residential
12,633
Single Family
11,110
Multi-Family
1,523
Businesses
1,021
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Listed by: Brian Brazeal • RE/MAX Executive
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225018596
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