40866 Jivaro St NWBrahamMN55006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 40866 Jivaro St NW, Braham, MN, 55006 in Braham speaks for itself: 10.2% gross on a $289,900 price, generating $2,464/mo in rent and $653/mo in net income after the $1,304/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,840 stacks alongside $80,094 in projected five-year appreciation and $2,670/yr in principal reduction. Projected total cumulative return: $152,040.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.2% |
| Monthly Cash Flow | $653 | $350 |
City averages based on Braham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,464 |
| Total Monthly Debt Service | $1,695 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1921
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55006, Braham, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,756 (100%) |
| Owner Occupied HU | 1,325 (75.5%) |
| Renter Occupied HU | 335 (19.1%) |
| Vacant Housing Units | 96 ( 5.5%) |
| Median Home Value | $258,429 |
| Average Home Value | $299,728 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,441
Multi-Family
104
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1921
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55006, Braham, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,756 (100%) |
| Owner Occupied HU | 1,325 (75.5%) |
| Renter Occupied HU | 335 (19.1%) |
| Vacant Housing Units | 96 ( 5.5%) |
| Median Home Value | $258,429 |
| Average Home Value | $299,728 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,441
Multi-Family
104
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices