4086 Three Chopt Rd, Gum Spring, VA, 23065 | $315/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Gum Spring at 4086 Three Chopt Rd, Gum Spring, VA, 23065 with 5% annual appreciation on a $389,900 basis while $2,645/mo rent supports operations. Total monthly income totals $2,645/mo and a $1,908/mo payment preserves $315/mo for cash returns. Annual cash flow comes to $3,775/yr on $129,252 deployed, and return on cash invested reaches 22.83% in year one. Equity gained on principal adds $2,516/yr, and five-year appreciation sums $107,722 alongside rental yield of 8.14%. Five-year ROI measures 118.23% and total cumulative return in cash totals $152,821.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,645/mo property income versus a $1,908/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2001

2.49 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 23065, Gum Spring, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	701 (100%)
Owner Occupied HU	572 (81.6%)
Renter Occupied HU	70 ( 10.0%)
Vacant Housing Units	59 ( 8.4%)
Median Home Value	$337,037
Average Home Value	$400,992