








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Gum Spring at 4086 Three Chopt Rd, Gum Spring, VA, 23065 with 5% annual appreciation on a $389,900 basis while $2,645/mo rent supports operations. Total monthly income totals $2,645/mo and a $1,908/mo payment preserves $315/mo for cash returns. Annual cash flow comes to $3,775/yr on $129,252 deployed, and return on cash invested reaches 22.83% in year one. Equity gained on principal adds $2,516/yr, and five-year appreciation sums $107,722 alongside rental yield of 8.14%. Five-year ROI measures 118.23% and total cumulative return in cash totals $152,821.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,645/mo property income versus a $1,908/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2001
2.49 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 23065, Gum Spring, VA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 701 (100%) |
| Owner Occupied HU | 572 (81.6%) |
| Renter Occupied HU | 70 ( 10.0%) |
| Vacant Housing Units | 59 ( 8.4%) |
| Median Home Value | $337,037 |
| Average Home Value | $400,992 |
Residential
691
Single Family
691
Multi-Family
0
Businesses
37
Date | Event | Price |
|---|---|---|
| 2025-04-24 | Listed for sale | $389,900 |
| 2022-02-01 | Sold | $320,000 |
| 2022-01-11 | Pending sale | $310,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-04-24 | $1663.14 | 2.05% | $313,800 | 2.05% |
| 2023-04-24 | $1629.75 | 15.69% | $307,500 | 15.69% |
| 2022-04-24 | $1408.74 | N/A | $265,800 | 21.15% |



Listed by: Junessa Epperly • KW COMMONWEALTH
Mls Name: GASAOR
Mls Provider:
Mls ID: #663611
Disclaimer: Copyright Greater Augusta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.