408 Estes StYellvilleAR72687
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.16% yield at 408 Estes St, Yellville, AR, 72687 in Yellville is solid, but the $450/mo payment compresses net cash flow to $162/mo at $100,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $27,628 by year five, and $921/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.70) without U.S. income documentation. Total projected return: $48,281.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $162 | $1,200 |
City averages based on Yellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $763 |
| Total Monthly Debt Service | $561 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72687, Yellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,006 (100%) |
| Owner Occupied HU | 2,576 (64.3%) |
| Renter Occupied HU | 590 (14.7%) |
| Vacant Housing Units | 840 (21.0%) |
| Median Home Value | $188,718 |
| Average Home Value | $226,750 |
Housing Distribution
Address Breakdown
Residential
2,582
Single Family
2,582
Multi-Family
0
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72687, Yellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,006 (100%) |
| Owner Occupied HU | 2,576 (64.3%) |
| Renter Occupied HU | 590 (14.7%) |
| Vacant Housing Units | 840 (21.0%) |
| Median Home Value | $188,718 |
| Average Home Value | $226,750 |
Housing Distribution
Address Breakdown
Residential
2,582
Single Family
2,582
Multi-Family
0
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices