4074 Highway 171GlosterLA71030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4074 Highway 171, Gloster, LA, 71030 in Gloster fits: $244,900, 4.81% gross yield, and a projected 5% annual appreciation rate adding $67,661 in value within five years. Rental yield 4.81%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.89) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,256/yr in principal paydown and $67,661 in appreciation project a total return of $58,471.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(535) | $850 |
City averages based on Gloster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $982 |
| Total Monthly Debt Service | $1,420 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
5,052 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71030, Gloster, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 440 (73.7%) |
| Renter Occupied HU | 68 (11.4%) |
| Vacant Housing Units | 89 (14.9%) |
| Median Home Value | $269,481 |
| Average Home Value | $311,597 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
617
Multi-Family
31
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
5,052 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71030, Gloster, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 597 (100%) |
| Owner Occupied HU | 440 (73.7%) |
| Renter Occupied HU | 68 (11.4%) |
| Vacant Housing Units | 89 (14.9%) |
| Median Home Value | $269,481 |
| Average Home Value | $311,597 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
617
Multi-Family
31
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Hostetler • Prime Real Estate, LLC
Mls Name: NTREIS
Mls ID: #20908636
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.