40728 Goldside DrOakhurstCA93644
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 40728 Goldside Dr, Oakhurst, CA, 93644 in Oakhurst speaks for itself: 10.31% gross on a $319,000 price, generating $2,742/mo in rent and $769/mo in net income after the $1,434/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,223 stacks alongside $88,134 in projected five-year appreciation and $2,938/yr in principal reduction. Projected total cumulative return: $170,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.0% |
| Monthly Cash Flow | $769 | $1,200 |
City averages based on Oakhurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,742 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93644, Oakhurst, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,276 (100%) |
| Owner Occupied HU | 2,525 (59.1%) |
| Renter Occupied HU | 851 (19.9%) |
| Vacant Housing Units | 900 (21.0%) |
| Median Home Value | $469,363 |
| Average Home Value | $589,105 |
Housing Distribution
Address Breakdown
Residential
3,624
Single Family
3,362
Multi-Family
262
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93644, Oakhurst, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,276 (100%) |
| Owner Occupied HU | 2,525 (59.1%) |
| Renter Occupied HU | 851 (19.9%) |
| Vacant Housing Units | 900 (21.0%) |
| Median Home Value | $469,363 |
| Average Home Value | $589,105 |
Housing Distribution
Address Breakdown
Residential
3,624
Single Family
3,362
Multi-Family
262
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie Barker • Summit Real Estate
Mls Name: Fresno MLS
Mls ID: #633630