4071 Pilot View CtPilot HillCA95664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4071 Pilot View Ct, Pilot Hill, CA, 95664 in Pilot Hill earns its strong cash-flow label: 27.99% yield, $3,263/mo rent, $2,373/mo net income, DSCR 5.19. The $139,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $38,652 by year five. Combined with $1,288/yr in principal paydown, total projected return reaches $205,924.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28% | 6.2% |
| Monthly Cash Flow | $2,373 | $1,200 |
City averages based on Pilot Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,263 |
| Total Monthly Debt Service | $834 |
| DSCR Ratio | 3.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
5.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
5.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Spencer Smith • Nick Sadek Sotheby's Internati
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224031605
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.