407 Robinson StEdnaTX77957
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 407 Robinson St, Edna, TX, 77957 in Edna speaks for itself: 10.95% gross on a $399,000 price, generating $3,642/mo in rent and $805/mo in net income after the $1,794/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,656 stacks alongside $110,236 in projected five-year appreciation and $3,675/yr in principal reduction. Projected total cumulative return: $204,689.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $805 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,642 |
| Total Monthly Debt Service | $2,679 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77957, Edna, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,290 (100%) |
| Owner Occupied HU | 2,400 (55.9%) |
| Renter Occupied HU | 1,166 (27.2%) |
| Vacant Housing Units | 724 (16.9%) |
| Median Home Value | $212,621 |
| Average Home Value | $269,105 |
Housing Distribution
Address Breakdown
Residential
3,213
Single Family
3,132
Multi-Family
81
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77957, Edna, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,290 (100%) |
| Owner Occupied HU | 2,400 (55.9%) |
| Renter Occupied HU | 1,166 (27.2%) |
| Vacant Housing Units | 724 (16.9%) |
| Median Home Value | $212,621 |
| Average Home Value | $269,105 |
Housing Distribution
Address Breakdown
Residential
3,213
Single Family
3,132
Multi-Family
81
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices